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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. What is the purpose of probate of an estate?

A) to establish heirs
B) to transfer a deceased's debts
C) to avoid inheritance tax
D) to foreclose a lien

2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) post policy event.
C) requirement.
D) standard exception.

3. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) the conveyance is void.
B) they are tenants in common.
C) they are tenants by the entirety.
D) they are joint tenants with rights of survivorship.

4. The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A) kickback.
B) conversion.
C) bundled services.
D) required use.

5. Which section of a title insurance policy lists the rights of the insurer?

A) exclusions from coverage
B) insuring agreement
C) declarations
D) conditions

Solutions: